Your Monthly Budget | Learning Journey

Phase 1 of 3 — Vocabulary

Words you need to know

Study these 10 expressions. You'll use them when building your monthly budget with Lucía.

presupuesto

→

budget

gasto

→

expense

ingreso

→

income

alquiler

→

rent

factura

→

bill / invoice

deuda

→

debt

margen

→

buffer / margin

prioridad

→

priority

imprevisto

→

unexpected expense

reserva

→

emergency fund

Phase 1 of 3 — Vocabulary Quiz

Fill in the blanks

Each card has one word hidden. Type the missing translation.

Phase 2 of 3 — Conjugation

Key verb: CALCULAR — to calculate

You'll use "calcularé" in the conversation — practising the futuro simple to say you will crunch the numbers this weekend.

Futuro simple CALCULAR — to calculate

yo calcularé

tú calcularás

él / ella calculará

nosotros calcularemos

vosotros calcularéis

ellos calcularán

💡 Tip: CALCULAR is a regular -AR verb — same futuro pattern as GANAR, AHORRAR and DECLARAR. Add the endings to the full infinitive: calcular + é, ás, á, emos, éis, án. Nosotros (calcularemos) is the only form without a tilde.

Phase 2 of 3 — Conjugation Exercise

Conjugate CALCULAR in the futuro simple

By now the -AR futuro pattern is automatic: full infinitive + é, ás, á, emos, éis, án.

Futuro simple CALCULAR — to calculate

yo

tú

él / ella

nosotros

vosotros

ellos

Phase 3 of 3 — Conversation

Talk to Lucía, your flatmate

Complete each sentence. 2–3 blanks per turn — use the words you just learned.

📊

LucíaCompañera de piso · Flatmate & budget coach

Making the numbers work.

Words you need to know

Fill in the blanks

Key verb: CALCULAR — to calculate

Conjugate CALCULAR in the futuro simple

Talk to Lucía, your flatmate

Exercise 5 Complete!